Capital Mortgage Corporation
The mortgage business is composed of mortgage brokers who are organizations usually made up of single individuals placing your information with a larger institution. Most mortgage brokers have very little value and are using someone else’s funds to close your mortgage loan. This is fine until there is a problem and you have no one to turn to. The word broker means “middleman” and we changed it to “company with no responsibility.” Brokers can not give you an answer because they can not support anything they say. There are banks that are extremely large and must charge you exorbitant fees to make you a loan. If you do not value your money than this is a great way to go. Banks differ from brokers in that a bank must ask the next person up the ladder (we call them the wizard) if something can be done. If the answer is a no, that same wizard always gets blamed. While both of these organizations do provide mortgage loans, neither provides you the kind of rates, fees, speed, or efficiency that Capital Mortgage Corporation customers are used to.
Capital Mortgage Corporation is a Mortgage Banker. What is the difference? We have the resources of your bank with services far in excess of a broker. A company whose sole purpose is to provide you a residential mortgage loan with the best possible rates in the industry, the lowest fees in a market place, and the most efficient service that can be found in mortgage lending. A Company that has the capability to provide you loan products, which range from Conventional loans with Fannie Mae, Freddie Mac and Private Placement. Jumbo and Super Jumbo loans on condos, townhouse, or your castle. A Mortgage Banker with the flexibility to offer all of the products needed to fit the ever-changing environment of residential lending. No matter what your castle cost you can rest assured that not only do we have all the products available in the market place, we have the value to offer you the best deal to obtain that product.
Our corporate office is based in Raleigh, North Carolina and we were founded in April of 1991. We were founded as a Research Triangle Area of North Carolina mortgage lender. With our growth we are currently originating loans in most mid-atlantic and southeastern states. Our organization is made up of in-house Account Executives that service the real estate industry. We originate mortgage loans through a national advertising campaign. We operate from one location in Raleigh, allowing us to maximize the speed and efficiencies that other companies only wish they had. In 2005 we found that over 76% of our business was either repeat or referral business. This is unprecedented since most people obtain a mortgage loan and forget about it. Our customers do not forget about our Superior service!
Our goal is to provide you with the lowest rates coupled with the lowest fees in the market place. Our speed and efficiency will make your mortgage loan experience, whether buying or refinancing, an enjoyable one. We established this goal in the beginning and still follow it today.
When it comes to home mortgage lenders, rates and fees are all that count. Capital Mortgage Corporation is here to make sure you get just that. The best mortgage rate quotes, with the lowest possible fees. No matter what type home mortgage loan you are looking for, from conventional 15 and 30 year fixed home loans, to adjustable rate mortgages, or jumbo mortgage loans – Capital Mortgage Corporation is here to guide you every step of the way. Feel free to use the helpful tools on our site including our real time closing cost calculator, to our variety of mortgage rate calculators. And if you get stuck along the way, simply contact us.
Mortgage Loan Programs
Ideal for the luxury homebuyer currently seeking a loan exceeding $417,000. A jumbo loan is available in the form of a fixed rate, ARM, or interested only loan programs. One advantage of a jumbo loan is reduced paperwork requirements compared to regular loan programs.
- 30 Year Fixed Jumbo Mortgage Rate
- 15 Year Fixed Jumbo Mortgage Rate
Rates are based on a conforming loan amount of 150K and jumbo loan amount of 418K. Rates are based on a 30 day lock period with 5% down. Rates are subject to change. Fico scores and other factors may affect program terms. Give us a call Toll Free at 1-866-907-6870 for instant, up to the minute rates.
Need more information about a specific program? See a product not listed? Contact us at 1-866-907-6870 or email info@capmortcorp.com.
